☰ ˟
Quote Now
Facebook Icon  Linkedin Icon  Google Icon  Twitter Icon Yelp Icon Instagram Icon

Week Days: 8:00am To 8:00pm  |  Saturday & Sunday: By Appointment  | 

1-800-283-4225

Quote Now Book Appointment Manage Policy Refer a Friend
Logo
  • About Us
    • About Us
    • Meet Our Team
    • Our Blog
    • Join Our Team
    • Location Map
    • Privacy Policy
    • Refer a Friend
  • Personal Lines
    • Automobile
    • Umbrella
    • Property InsuranceImage of right arrow
      • Homeowners
      • Condo
      • Renters
      • Landlord / Dwelling Fire Policies
      • Equipment & Personal Property
    • Recreational Vehicle
    • Motorcycle, ATV & Snowmobile
    • Boat & Jet Skis
    • Mobile Home
    • Classic Car
    • Pet Insurance
    • Flood
    • Earthquake
    • Life Insurance
    • Disability Insurance
    • Long-Term Care
  • Business Insurance
    • Commercial Property
    • Commercial Auto
    • General Liability
    • Workers Compensation
    • Agricultural
    • Equipment
    • Group Life
    • Group Health
    • Key Person Insurance
    • Directors & Officers
    • Habitation
    • Liquor Liability
  • Other Business
    • Financial Planning & Investments
    • Policy Reviews
    • Risk Management Advice
    • Annuity Planning
  • Payment & Claim
  • Resources
    • Insurance Glossary
    • Blog
    • Refer a Friend
    • Book Appointment
  • Contact
    • Contact Us
    • Book an Appointment
    • Locations
Home > Motorcycle Insurance Indianapolis IN, Fargo ND, and Denver CO

Motorcycle Insurance


Motorcycle Insurance Information

Quote Now Book Appointment Refer A Friend

Services

Payment & Claims Manage Policy
Homeowners Condo Renters Umbrella Landlord / Dwelling Fire Policies Equipment & Personal Property Automobile Recreational Vehicle
Motorcycle, ATV & Snowmobile Boat & Jet Skis Mobile Home Classic Car Pet Insurance Flood Earthquake Life Insurance Disability Insurance

Motorcycle Insurance in Indianapolis IN, Fargo ND, and Denver CO

Why do you need insurance for your motorcycle?

You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or a passenger is injured in an accident, medical costs can be extremely expensive.
  • If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your motorcycle may be one of your most prized possessions. It deserves special protection.
  •  

Things to consider and questions to ask your agent

Your Independent Agent is an advocate for finding insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can I afford to pay if my motorcycle is in an accident, damaged or stolen? (Ask your agent what your cost savings would be if you raised your deductible.)
  • What discounts and programs are available? (Ask about discounts for taking safety classes or having multiple policies. You may also save money if your motorcycle is stored in a garage or if you belong to a motorcycle association.)
  • How much medical and liability coverage should I have?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What's the process for filing and settling a claim?

 

Tips for the cost-conscious rider

Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course.

  • Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
  • Maintaining a good driving record with no violations will also help reduce your premiums.
  • In many northern states, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive is suspended during winter months.
  • Find out what discounts your insurance representative offers. Multibike discounts for those insuring more than one bike, organization discounts, if you're a member of a motorcycle association, and mature rider discounts for experienced riders, are just a few possibilities. Discounts can range anywhere from 10 percent to 20 percent, depending on the company and your state. Availability and qualifications for discounts vary from company to company and state to state.
  • Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.

Call us today at (800) 283-4225 or fill out an online quote form today!

Resources

Payment Options
Report a Claim
About Us
Our Carriers
Blog
Contact Us

Contact Us

  • 3209 Smithvalley Road, Suite 123
    Greenwood, IN 46142
Facebook Icon  Linkedin Icon  Google Icon  Twitter Icon Yelp Icon Instagram Icon

Affiliations

 
© Copyright. All rights reserved. | Powered by Insurance Website Builder